Goldfinch is a decentralized credit platform for crypto loans without collateral. This is the missing piece that finally unlocks crypto lending for most people in the world.Read our announcement
Goldfinch expands access to capital in emerging markets where crypto can truly empower financial inclusion.
The protocol is already serving thousands of borrowers across Mexico, Nigeria, and Southeast Asia.
High-quality borrowers provide expected 10-14% APY from real-world activity uncorrelated with crypto.
Liquidity providers contribute capital to the pool.
The pool extends credit lines to lending businesses.
Lending businesses draw down stablecoins from the pool and convert to fiat.
Then, they make loans to their end borrowers off chain, just like they already do.
We partner with highly reputable lending businesses with years of strong performance. Here are some of our initial partners, and we will continue to announce more:
We are building a decentralized credit platform that empowers financial inclusion.
We believe there’s vast untapped lending potential in the world. It’s expensive to be a bank today, and this limits the kinds of lenders that can operate. But there are thousands if not millions who could lend with the right system. We’re building a platform that empowers anyone to be a lender, not just banks.
Join our community and help us build the future of decentralized, open-access credit.