Goldfinch is a decentralized credit platform for crypto loans without collateral. This is the missing piece that finally unlocks crypto lending for most people in the world.Read our announcement
Goldfinch expands access to capital in emerging markets where crypto can truly empower financial inclusion.
The protocol is already serving thousands of borrowers across India, Mexico, Nigeria, and Southeast Asia.
High-quality borrowers provide expected 10-14% APY from real-world activity uncorrelated with crypto.
Liquidity Providers supply capital to the Senior Pool. The protocol automatically allocates the Senior Pool to the senior tranches of Borrower Pools.
Borrowers propose pools (with terms like the interest rate) for the Backers to assess
Backers supply capital to the junior tranches of Borrower Pools.
We partner with highly reputable lending businesses with years of strong performance. Here are some of our initial partners, and we will continue to announce more:
We are building a decentralized credit platform that empowers financial inclusion.
We believe there’s vast untapped lending potential in the world. It’s expensive to be a bank today, and this limits the kinds of lenders that can operate. But there are thousands if not millions who could lend with the right system. We’re building a platform that empowers anyone to be a lender, not just banks.
Join our community and help us build the future of decentralized, open-access credit.